Home Bakery Insurance

Business By darkthunder Updated 28 Jan 2020 , 3:47pm by kakeladi

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darkthunder Posted 27 Jan 2020 , 6:09pm
post #1 of 2

I am wanting to put in a home bakery in our basement with a food truck/ trailer delivery system for selling, for our daughter.  The problem I am having is in getting insurance. My SF agent says my homeowners policy will not cover anything if a fire would start in the business part of the home and even if it didn't start there it would be up to the claims dept at the time to see if it would even be covered because of the home bakery. Even with business insurance through them. But would be happy taking my money.

I know im not the only one wanting to have a small bakery in there home.  Is everyone doing this with out proper coverage and hope that everything will be ok?  

What insurance companies cover this type of set up? I have gotten in touch with several and have not gotten replies.

1 reply
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kakeladi Posted 28 Jan 2020 , 3:47pm
post #2 of 2

Sorry I know nothing about it.... just bumping it up so someone else will see it Good luck 

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