Az Home Bakers! Help With Insurance Questions...
Business By mamaof3cutiez Updated 2 Nov 2011 , 9:46pm by jason_kraft
Now that we can legally bake from home in AZ I am trying to find an insurance company to purchase liability insurance from for my cakes. If you are an AZ home baker please tell me who you go through, what type of insurance it is, coverage amounts and prices if you wouldn't mind! thank you!
I would actually like that same info for Michigan. Isn't insurance coverage the same (not pricewise) no matter where you are? The companies are the same, right?
State Farm and The Hartford are two popular choices, we pay $425/year for a Hartford business liability policy with $2M of coverage.
I went through our insurance which is Country Financial. I have seen state farm rip people off quite a bit. I know our insurance is amazing because they have had to pay out quite a bit for us! Our home flooded and 2 phone calls later, and one inspection (a couple days later) we had a 9 thousand dollar check in the mail. Then my husband got in a car accident and they paid upwards of 15 grand plus 15 grand in bills. They are very honest and have awesome prices. My price for an at home bakery in AZ is 200 dollars a year for half a million policy I believe. They are amazing!!
I didn't even know that we now can have home bakeries in AZ. When did this happen? Do any of you have more info on this?
Here's more info direct from AZ: