Paypal...grrr.

Business By Kitagrl Updated 7 Jun 2011 , 2:30pm by cownsj

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FromScratchSF Posted 4 Jun 2011 , 3:35am
post #31 of 38
Quote:
Originally Posted by jason_kraft

I believe julzs71 meant to quote KalisCakes,




Thanks, I was very confused.

As for weather or not you can add Paypal or Google transaction fees to an order, I can't find where it says "NO", I think people just call it a "conveinence fee" or "internet processing fee". But if someone gets the answer on this please post it, I'd like to know for sure!

Jen

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julzs71 Posted 6 Jun 2011 , 10:11pm
post #32 of 38
Quote:
Originally Posted by FromScratchSF

Quote:
Originally Posted by jason_kraft

I believe julzs71 meant to quote KalisCakes,



Thanks, I was very confused.

As for weather or not you can add Paypal or Google transaction fees to an order, I can't find where it says "NO", I think people just call it a "conveinence fee" or "internet processing fee". But if someone gets the answer on this please post it, I'd like to know for sure!

Jen



oops! I did mean to quote Kalis! Sorry to have confused you!

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indydebi Posted 7 Jun 2011 , 12:59am
post #33 of 38

Someone mentioned being 'verified' by paypal. I had one account (not paypal) that needed to verify me and asked me to fax them a copy of my driver's license and my social security number. I emailed them back and said, "you're kidding, right? These are the very things we are advised NOT to send for risk of identity theft. Are you a scammer?" (Yes, I flat out asked them if they were a scammer.)

They backpedaled and worked out an alternative that I would agree to and whatever account it was got verified just fine.

So be careful about requests to "get verified".

(I'm still unclear on what the heck that's all about anyway. icon_eek.gif )

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cownsj Posted 7 Jun 2011 , 3:17am
post #34 of 38
Quote:
Originally Posted by indydebi

Someone mentioned being 'verified' by paypal. I had one account (not paypal) that needed to verify me and asked me to fax them a copy of my driver's license and my social security number. I emailed them back and said, "you're kidding, right? These are the very things we are advised NOT to send for risk of identity theft. Are you a scammer?" (Yes, I flat out asked them if they were a scammer.)

They backpedaled and worked out an alternative that I would agree to and whatever account it was got verified just fine.

So be careful about requests to "get verified".

(I'm still unclear on what the heck that's all about anyway. icon_eek.gif )




Paypal is great for getting verified. Since you have to sign up with your bank account, they make 2 deposits into your account, you go back into paypal and state how much the two deposits were. You have given them an account number and proven you have access to that account. They take that as verification. But don't get too excited, they only put pennies in with each deposit.... lol

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jason_kraft Posted 7 Jun 2011 , 4:16am
post #35 of 38
Quote:
Originally Posted by cownsj

Paypal is great for getting verified. Since you have to sign up with your bank account, they make 2 deposits into your account, you go back into paypal and state how much the two deposits were. You have given them an account number and proven you have access to that account. They take that as verification. But don't get too excited, they only put pennies in with each deposit.... lol



Don't forget that the account link is a two-way street. PP is a huge target for phishing attacks...if someone gets your PP password, they can completely drain your bank account by adding funds to your PP account, then sending th money to another PP account linked to the scammer's disposable bank account, withdraw the funds, and disappear.

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cownsj Posted 7 Jun 2011 , 4:23am
post #36 of 38
Quote:
Originally Posted by jason_kraft

Quote:
Originally Posted by cownsj

Paypal is great for getting verified. Since you have to sign up with your bank account, they make 2 deposits into your account, you go back into paypal and state how much the two deposits were. You have given them an account number and proven you have access to that account. They take that as verification. But don't get too excited, they only put pennies in with each deposit.... lol


Don't forget that the account link is a two-way street. PP is a huge target for phishing attacks...if someone gets your PP password, they can completely drain your bank account by adding funds to your PP account, then sending th money to another PP account linked to the scammer's disposable bank account, withdraw the funds, and disappear.




I'm supposing that technically that could happen, but for people checking on their accounts it would be rough. Those transactions take day to happen. It is days from the time you request your funds be transferred until it happens. In the meantime you get an email making sure you authorized this transaction. And once in their account it take 3 - 5 days for your paypal money to be transferred into their own bank account. I'm sure it's happened but not have come across it yet, hopefully never.

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jason_kraft Posted 7 Jun 2011 , 4:50am
post #37 of 38

And that's a great reason not to use the same password for your email as you do for PayPal, since if your email account is also compromised a savvy hacker could simply delete the email before you see it. Of course, if your PC is infected with keylogging spyware both your PP and email accounts would be compromised even if you used different passwords.

All this may sound paranoid, but I used to do quite a bit of work in the computer security field when I was younger so I've seen a lot -- mostly on the side of good, but back in high school I did some black hat (bad guy) stuff before I "saw the light", luckily that was before the web was available so the damage one could do was much more limited back then.

If you rely on PayPal, I strongly recommend using multi-factor authentication. PP has a "security key" available that texts you a secondary password on your mobile phone when you attempt to log in, you need to enter both your regular password and this secondary password. There is virtually no way for a hacker to gain access to the secondary password without having physical possession of your mobile phone.

https://www.paypal.com/us/cgi-bin/?&cmd=xpt/Marketing_CommandDriven/securitycenter/PayPalSecurityKey-outside

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cownsj Posted 7 Jun 2011 , 2:30pm
post #38 of 38
Quote:
Originally Posted by jason_kraft

And that's a great reason not to use the same password for your email as you do for PayPal, since if your email account is also compromised a savvy hacker could simply delete the email before you see it. Of course, if your PC is infected with keylogging spyware both your PP and email accounts would be compromised even if you used different passwords.

All this may sound paranoid, but I used to do quite a bit of work in the computer security field when I was younger so I've seen a lot -- mostly on the side of good, but back in high school I did some black hat (bad guy) stuff before I "saw the light", luckily that was before the web was available so the damage one could do was much more limited back then.

If you rely on PayPal, I strongly recommend using multi-factor authentication. PP has a "security key" available that texts you a secondary password on your mobile phone when you attempt to log in, you need to enter both your regular password and this secondary password. There is virtually no way for a hacker to gain access to the secondary password without having physical possession of your mobile phone.

https://www.paypal.com/us/cgi-bin/?&cmd=xpt/Marketing_CommandDriven/securitycenter/PayPalSecurityKey-outside





Excellent information Jason, Thanks. Hopefully some day we'll need to use this information.

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