Does a cake with fresh fruit have to be refrigerated?

Me personally yes. It will help to keep the fruit from ripening too soon and going bad.

What kind of fruit? And what else is in the filling? If you're cooking down the fresh fruit (which I'd assume you're NOT, hence FRESH...), no. If there's a cream filling topped with fresh fruit, yes. If it's just sliced strawberries, probably not, but that's not something you want sitting around long... Cherries, strawberries, apricots, peaches: all these will release some of their juices and make your cake soggy if left sitting too long, refrigerated or not. Refrigeration might slow it some, but from a food safety standpoint (AND PLEASE CORRECT ME IF I'M WRONG), I don't think it HAS to be refrigerated.

There's probably others with some more advice, but I would at least put some buttercream over the cake where the fruit will be sitting, just to keep it from seeping as much. Keeping it cool will help keep it from bleeding out, but won't stop it. And don't leave it out on the porch in the 90 degree weather...

Anyway, hope you find the answers you need! Good luck!

Its fresh strawberries baked in the cake

I think once strawberry is baked on cake, it wouldn't be defined as fresh fruit.

I will just refrigerate just in case.