Cake Insurance

Business By babycakes101 Updated 11 Nov 2008 , 7:07pm by muddpuppy

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babycakes101 Posted 11 Nov 2008 , 5:46pm
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Good day everyone, I'm just beginning a new business and wanted to know if anyone knew anything about cake insurance, and what the procedure is. icon_smile.gif

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Carolynlovescake Posted 11 Nov 2008 , 7:03pm
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I used to when I was working at a shop.

If they bought the insurance we would bake and frost back up cakes. If it was a special colored fondant needed to cover we'd do that as well. We'd make back up fondant/gumpaste flowers etc. but stop short at assembly and decorating it. Depending on the detail of the cake it was written into the contract that the cake would be less detailed than the original.

If we didn't need to activate the insurance then we would slice the cake up and put it out for sale at $2.00 a slice.

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Cathy26 Posted 11 Nov 2008 , 7:06pm
post #3 of 4

Im in the same boat and ive got a couple of quotes for product liability insurance for a small home cake business and most have been £150 sterling per year. just ring up a business insurance broker and they'l tell you all you need to know.

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muddpuppy Posted 11 Nov 2008 , 7:07pm
post #4 of 4

omg! We were discusing this topic in another forum and thought it was a myth! Thanks for explaining!!

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