I am doing some cupcakes tonight for a customer...saw the idea in Cook's Country (believe it or not). They are ice cream sundaes. Pretty easy...round tip for the icing on top, add a marachino cherry with a stem and then drizzle with chocolate sauce. Nice "cool" treat for a hot summer day, don't you think? 
(I think I will add some jimmies too)
Not sure if you can get chocolate coins down there- probably I would imagine- (we have real dollar and two dollar coins here so the chocolate versions are quite common lol)
hope the pic makes sense, like the cupcake is a piggy bank and ya stick a coin 'in it' (into the icing)
Are you frosting them as a cupcake cake? Or individual cupcakes? Piggy banks come to mind when I think of a bank. Or the bank's logo if it's easy.
Maybe you could make them into a $ cup cake cake
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