I am in a pickle and cant seem to find the answer anywhere. I'm hoping somebody will know something about this. My problem is that i cant seem to find out if i need both liability insurance for my cottage food business (at my home) obviously. Where i will be baking up cookies, brownies, etc. And then will be selling my items that i baked plus my other crafts (handmade soaps, etc) that i already have insurance for. But do i need both insurance for my "bakery" at hoe, and then an additional liability insurance on top of that. Or would the farmers market insurance such as: FLIP (food liability insurance policy) cover both me selling my baked goods from my home, and also cover me when is sell at farmers markets? I just want to make sure i have the coverage i need. Whats your experience? Do you have both farmers market liabilty insurance aka some sort of travelers food vendor insurance, and insurance that covers you when you sell from home/ at a store front. Thanks for any information!