Macy's bag covered in fondant, gumpaste handles, fondant tissue paper...Mastercard is made of royal icing and Visa is a chocolate transfer. I made two of each and didn't like how the chocolate Mastercard or royal Visa turned out...so I used one of each. WASC with buttercream filling. The gilr who ordered this cake just said her mom loves to shop and do whatever I want. So here it is.