I found out a place I get my cake pops make them with Oreos and cream cheese, dip them, bag them, and sell them to the public. They aren't in the fridge either they are at room temp. Is this ok or shouldn't they be put in the fridge? Does the chocolate act as a seal?

Well, an internet search brings up this: 

"According to the Food Code, Potentially Hazardous Food such as cream cheese should not be in the temperature danger zone for 4 hours. The temperature danger zone is 41-135 degrees, it is where bacteria likes to grow. The warmer the product becomes the faster bacteria will grow given the right conditions. It is not safe to eat and should be thrown out."

http://www.usfoodsafety.com/foodsafetyexpert.aspx

Now, there are room temp recipes for cream cheese buttercream that rely on a lot of sugar and fat providing protection against spoilage, and recipes that use cream cheese flavoring, rather than real cream cheese.