I was wondering if anyone could tell me if this looks like a reasonable insurance policy. I am going to be renting licensed space from another business and I want to make sure that I have enough coverage.

Thanks!
Breanna



Basic Policy Deductible: $1,000

Policy Coverages & Amounts
-----------------------
Coverage B - Business Personal Property
$5,000
Coverage C - Loss of Income - 12 Months
Actual Loss Sustained
Coverage L - Business Liability - Per Occurrence
$1,000,000
Coverage L - Business Liability - Annual
$2,000,000
Coverage M - Medical Payments
$5,000

BASIC POLICY PREMIUM: $234.00


Credits/Charges which have been applied
-------------------------------------
Business In Residence Premises
Food Contamination: $10,000 plus $3,000 advertising(no additional premium)
Protective Devices Discount (Local pull station fire alarm, Local burglar alarm)

TOTAL PREMIUM: $234.00
TOTAL MONTHLY PREMIUM: $19.50

That's pretty much what I've got. But if you're renting from another place how do you qualify for the "Business in Residence premises"?

hmm- good point leah_s! I didn't even think twice about that! I am not doing business from my home, so I better get that changed. Thanks so much!

Who is the carrier of this policy? (What insurance company?)