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Client never paid for cake... - Page 2  

post #16 of 32
Quote:

 

Quote:
Originally Posted by ann3567 View Post

you first, I'd add my name to it (trying to make it look like her handwriting in the same color ink) and

I'd deposit it in the ATM....but your name has to be on it too.   Good Luck.

 

this is illegal, you are

1. changing her check = fraud

2 copying her handwriting = counterfeiting

 

Also embarrassing people at their work/church is so unprofessional. By all means follow up, maybe a visit to her house will work, but the best solution to your problem is not to take any order without a hefty deposit, and in cases where you go and drop the cake off without seeing the client in person, request them to pay the balance before the delivery.

 

post #17 of 32
I'm glad I'm not the only one who found Ann's advice to be reprehensible. Besides the check fraud, taking her advice is likely to result in a trashed reputation for your business and maybe even a restraining order.
post #18 of 32

Quote:

Originally Posted by ann3567 View Post

you first, I'd add my name to it (trying to make it look like her handwriting in the same color ink) and

I'd deposit it in the ATM....but your name has to be on it too. Good Luck.

 

Good Luck is right! Good luck having someone post your bail. This is so illegal. I hope it's a joke!

Dora Moreno
If you work with your hands you're a laborer. If you work with your hands and your mind you're a craftsman. If you work with your hands, your mind and your heart, you're an artist
Dora Moreno
If you work with your hands you're a laborer. If you work with your hands and your mind you're a craftsman. If you work with your hands, your mind and your heart, you're an artist
post #19 of 32
Not wanting to pile more on ann3567, but the part I found the most amusing about that advice was the part about if she's a good Christian she'll listen to you. My father went to seminary when I was in high school, and believe me, having been around clergy and "good Christians" and seeing how the sausage is made, I can guarantee you that showing up at church and calling yourself a Christian does not guarantee ethical behavior. Some of the crookedest people I've ever met were wearing a collar or calling themselves "pastor."

Just show up at her house and ask for your payment, then go straight to her bank and cash the check. If it bounces turn it over to a collection agency.
post #20 of 32

Wow...I know it's been said by others...but just wow. Please, whatever you do, do not take ann3567's advice. I agree with everyone else though.

For we are God's MASTERPIECE! He has created us anew in Christ Jesus, so we can do the good things he planned for us long ago. Ephesians 2:10
For we are God's MASTERPIECE! He has created us anew in Christ Jesus, so we can do the good things he planned for us long ago. Ephesians 2:10
post #21 of 32

Yikes. icon_eek.gif

Before you ask- I'm licensed, inspected, insured, and all that jazz.
Before you ask- I'm licensed, inspected, insured, and all that jazz.
post #22 of 32
Quote:
Originally Posted by costumeczar View Post

Just show up at her house and ask for your payment, then go straight to her bank and cash the check. If it bounces turn it over to a collection agency.

 

To add, I have found that if you go to the client's bank and the check is no good, you can always take it back another time and try to re-cash.  I have even had tellers that would tell what day the client normally deposited money.  And even though I it has never reached this point for me, I understand that you can take a bad check to your local courthouse and have a warrant issued for their arrest.  I did "threaten" a client with this action once, and she she ponied up the money immediately!

post #23 of 32

And so much of this drama can be avoided by getting payment in advance, before you ever turn on the oven (and getting checks far enough in advance for them to clear!). No money, no cakey. Easy peasy. 

Before you ask- I'm licensed, inspected, insured, and all that jazz.
Before you ask- I'm licensed, inspected, insured, and all that jazz.
post #24 of 32
Quote:
Originally Posted by LoveMeSomeCake615 View Post

And so much of this drama can be avoided by getting payment in advance, before you ever turn on the oven (and getting checks far enough in advance for them to clear!). No money, no cakey. Easy peasy. 

oh yes...definitely.

post #25 of 32
Quote:
Originally Posted by jason_kraft View Post


Could you explain what you mean here? Are you saying you don't declare your business income on your taxes, and this means the bank will let you deposit checks made to a random business name?

Well, apparently so, as I deposited a check in my business name a few months ago at our nation's largest bank.  I don't do this regularly, it was a one-time event.  As for declaring business income on taxes, in MA, I don't surpass the threshold on hobby income.  I should have declared it as a business when I bought my equipment years ago...I would have gotten a bit of a break.

post #26 of 32

I think I had said I've done this a few times before, but I must correct myself, it was only once.

post #27 of 32
Quote:
Originally Posted by Norasmom View Post

Well, apparently so, as I deposited a check in my business name a few months ago at our nation's largest bank.

The fact that they didn't catch you doesn't mean that you're allowed to do it.
Quote:
As for declaring business income on taxes, in MA, I don't surpass the threshold on hobby income.  I should have declared it as a business when I bought my equipment years ago...I would have gotten a bit of a break.

I don't know about MA, but the IRS does not have a threshold below which you don't have to report income (hobby, business, or otherwise). I strongly recommend talking to an accountant about this since you may be evading federal taxes.
post #28 of 32

sheeshhh...you guys are no fun.  I kinda like the idea of an angry, righteous cake mob tracking her and her family down like bounty hunters demanding payment.  Oh wait...this isn't Real Cakewives of Orange County, is it?  icon_wink.gif

 

 

Seriously, i would open up a business account and deposit the checks.   And naturally you have already learned the lesson of getting payment ahead of time.  

post #29 of 32
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post #30 of 32
For there to be a crime (fraud), doesn't there need to be a vIctim? You are not converting funds if you are cashing a check made out to you (or your dba). I am now married and changed my name, but I have gotten checks with my maiden name. I make the correction on the check and deposit it. Is that fraud?

There is the letter of the law and the SPIRIT of the law. It would be hard to prosecute someone for cashing a check made out to them.
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