Same, it's called BACS over here and every business uses it. You don't need any sensitive information, just a sort code which is a number that identifies the bank and so accounts from the same bank have the same code, and your account number. I could give that info to you now and you couldn't do anything with it. And you don't need your customers bank details. I think it's terrible that you don't have the ease of bank transfers but credit credit credit.