I have just sorted insurance out to allow me teach cake and cupcake decorating in my own home as well as cake making. But wondered if there is anything else I need to consider ie fire and safety ? Do I need to have any other certificate besides insurance a food safety certificate and food safety certificate? As I want to do things correctly. Your advice will be very welcome! Thank you

I would think that your homeowners insurance would could personal injury/safety of other in your house. I rent my apartment (in the US), but my renters insurance covers my guests personal injury in my apartment.