Hey guys. I am going to try for a SBA loan, and I need to do a business plan. Have any of you done one recently? I could really use some advice on what needs to be in there and how to generate the info. Also if any one has any SBA loan advice, or stories to tell, I would really appreciate your input.

Be as concise as possible. Be as accurate as possible regarding your overhead and expenses. Develop a strong and proven marketing plan that will has proven results.

Have you checked out this website?

http://www.sba.gov/smallbusinessplanner/plan/writeabusinessplan/SERV_STRATPLAN.html

Visit your local SBA or SBDC office. They have classes, some are free, on how to do biz plans, and folks in the office will help you. Know in advance that it's not something you can just pipe out in a weekend. It's a lot of research and hard work. The hardest "term paper" you'll ever work on. But the mos rewarding.

As mentioned above, make your numbers SUPER conservative. Banks like that.

Make sure you do a perspective on how many "bakeries" are in your area (do a per mile radious thing) what are their prices, what to they offer - how are you going to be different?